Real estate appraisal services for homeowners in the city of Huntingdon and Huntingdon County
Here are the top reasons Pennsylvania homeowners call on Discovery One, Inc.:
We at Discovery One, Inc. understand the special needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Discovery One, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.
Challenging a property tax assessmentYour local tax assessor may have your house overvalued if your house is not appreciating as much as other properties nearby. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Discovery One, Inc. is your number one weapon.
PMI Removal AppraisalsA popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Discovery One, Inc. is qualified in helping people just like you get rid of unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?If your home is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Discovery One, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would like to have a seasoned professional double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Discovery One, Inc. can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Discovery One, Inc. can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.